Our Process

Holistic and thorough, our retirement and estate planning process instills complete clarity and peace of mind. As you near retirement age, or begin to think about what will happen to your estate after retirement, it’s important to have a plan in place. A plan you can count on today, and your family can still count on tomorrow.

  • Step One: During our first meeting, we will get to know one another on a deeper level. Our team will gather personal information and ask questions in order to gain a better understanding into your current needs and future goals. This is also a time for you to ask questions and gain insight into how your retirement and estate plan will work.
  • Step Two: A second meeting will take place one week after our first consultation. After analyzing your financial data, your advisor will present you with options that can better position you to retire now, or when you are ready. Regardless of when you choose to retire, your personalized plan will be designed so that you never run out of money.
  • Step Three: After our second meeting, you will be asked to review our recommendations and come back one week later with questions and ideas on how you would like to proceed. During this third meeting, we will review your preferred plan, address your questions, and clarify any areas of confusion. We will move to the implementation phase of your plan only after complete understanding is achieved.
  • Step Four: Following our third appointment, our firm will begin to implement your plan and line up investments, ensuring they are ready for delivery. At this time, we will set up a fourth appointment to deliver necessary documents.
  • Step Five: Once your plan is implemented, our team will continually monitor its progress and make adjustments if needed. We will meet with you annually to review the performance of your portfolio, and see if any changes are required.

Our priority is your success. By developing a long-term relationship built on trust and understanding, our firm will create a plan that benefits you, and instills confidence. Throughout the entirety of our five step process, Certainty Retirement Advisors will always be available to address concerns, and help you in any way that we can.